Financing Request
even without Equity
[Translate to English:] Wie funktioniert ein Immobilienkauf

How does a real estate purchase work?

Anyone who wants to buy a house or a property often has many questions. And we have the answers for you. How exactly does a real estate purchase work? What steps are there?

The 5 Steps to Owning Your Own Property
 

  1. Consulting
    Before you start looking for real estate, you should know what to look for and what amount you can apply for construction financing. Only in this way you can look for the right property. At the same time, this way you will not waste time in unnecessary real estate visits of too expensive, unsuitable or overpriced real estate.
     
  2. Confidential Self-Disclosure
    The next step is the confidential self-disclosure. It tells you what price range you can afford and how much your dream property may cost.
     
  3. Valuation
    You have found a house or apartment that you would like to buy? Send us the exposé. We evaluate the property from the bank's point of view. We check whether the property is worth the purchase price and whether the bank will finance the full purchase price.
     
  4. Visit
    If the price and the property match, you will receive a pre-financing confirmation from us. Now you can inspect the property and decide whether you want to buy it. If yes, we will next initiate all steps for the construction financing.
     
  5. Apply for Loan/Credit
    After we have compiled all the documents together with you, we will apply for the loan, negotiate the optimal conditions and send you the final financing confirmation.


You've done it! Now comes the payout and the purchase of your dream property.

We will be happy to assist you with all further formalities, such as the notary/land register entry and all other important steps. It is very important to us that you are well advised at all times, even in the long term. Therefore, we are also there for you after the purchase and take care, for example, of your insurance, capital investments, house bills and much more. You can find more information here:  → Why apply for construction financing with us as your partner?